{ "componentChunkName": "component---src-templates-blog-post-get-js", "path": "/blog/beat-the-heat-summer-money-saving-tips-for-homeowners/", "result": {"data":{"allBlogPost":{"edges":[{"node":{"internal":{"content":"{\"lang\":\"en\",\"_model\":\"Post\",\"_namespace\":\"Blog\",\"id\":\"64de8399dabbbed1cb868265\",\"created\":\"2023-08-15T14:01:16.953Z\",\"modified\":\"2026-07-07T19:45:30.751Z\",\"archived\":false,\"archiveDate\":null,\"deleted\":false,\"deleteDate\":null,\"approved\":true,\"approveDate\":\"2023-08-15T14:01:16.953Z\",\"ownerUserID\":null,\"ownerGroupID\":null,\"permissions\":null,\"permalink\":\"beat-the-heat-summer-money-saving-tips-for-homeowners\",\"uri\":\"/blog/beat-the-heat-summer-money-saving-tips-for-homeowners/\",\"tags\":[\"environment\",\"summer\",\"heat\"],\"tags_json\":\"[\\\"environment\\\",\\\"summer\\\",\\\"heat\\\"]\",\"lastSync\":\"2026-07-09T01:00:17.687Z\",\"contentHash\":null,\"embeddings\":null,\"title\":\"Beat the Heat: Summer Money Saving Tips for Homeowners\",\"subtitle\":null,\"showDate\":\"2023-08-17T20:34:00.000Z\",\"hideDate\":null,\"intro\":\"Looking for ways to save money on air conditioning & seasonal expenses? Origin Bank offers summer savings tips to help you stay safe and on-budget in the heat.\",\"body\":\"

When summer rolls around, cooling off becomes a top priority. But with rising HVAC costs and a growing carbon footprint, cold air comes at a premium.

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At Origin Bank, we want to help your hard-earned dollars go further, no matter the season. We’ve curated a list of tips and tricks to beat the heat responsibly, helping you stay comfortable and reduce cooling costs. 

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Let's dive into Origin Bank’s summer utility savings guide!

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  1. Moderate your A/C usage. To keep your house or business comfortably cool without breaking the bank, set your thermostat to a temperature that feels pleasant but not chilly. The U.S. Department of Energy recommends 78°F when you're at home. If this isn’t feasible for your area and comfort level, consider decreasing your A/C usage by using a programmable thermostat when you’re away from home. These gadgets allow you to schedule temperature adjustments so the A/C isn’t on full blast when you’re not around to appreciate it. This can also boost your utility cost reduction, helping you avoid overspending during summer.
    2. \\n
  2. Take advantage of fans and ventilation. Wondering how to save money on electricity in summer? Fans are an energy-efficient alternative to air conditioning, circulating and distributing cool air throughout a room. To save energy and money, turn on your ceiling fans before turning down the thermostat. You can also create a cross-breeze by opening a window, increasing circulation even more.
    3. \\n
  3. Hang window coverings. In order to block direct sunlight and reduce cooling costs at home, keep blinds or curtains closed during the hottest parts of the day. This helps prevent heat buildup indoors, often resulting in a lower A/C bill. When the air cools off during the evening, consider cracking open your windows for natural ventilation.
    4. \\n
  4. Stay hydrated. Lowering cooling costs isn’t just about regulating your home temperature – it’s equally important to regulate your body temperature by staying hydrated. Keep a reusable water bottle on hand, sipping frequently throughout the day to replenish lost fluids. You can even add slices of cucumber, lemon, or mint for a refreshing (and cooling) twist.
    5. \\n
  5. Wear breathable clothing. One of the most affordable ways to stay cool in summer is by wearing the right clothing. Whether you’re indoors or outdoors, opt for loose-fitting, breathable fabrics like cotton or linen to allow for better airflow. This breathability also aids in moisture evaporation, keeping you cooler.
    6. \\n
  6. Plant trees and shrubs for shade. If you’re looking for a lower electric bill in summer, try planting more greenery. Plants provide natural shade, significantly reducing the amount of heat absorbed by your home. By strategically planting trees and shrubs around your house, you can create a natural cooling canopy without excessive reliance on air conditioning. Greenery can also help combat the heat island effect, an urban phenomenon that occurs due to concrete and asphalt retaining excess heat.
    7. \\n
  7. Opt for oven-free cooking. Reduce summer utility bills and indoor heat by preparing meals that don't require the oven, such as salads, smoothies, and other no-cook recipes. These alternatives not only reduce energy usage, but also cool the body internally.
    8. \\n
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Staying cool while keeping your household expenses in check can be a struggle. But by trying these cost saving lifestyle habits, you can beat the heat and avoid overspending during summer.

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At Origin Bank, it’s our mission to help our customers save money, live better, and reach their financial goals. If you have a question about making your money work for you, contact a Trusted Advisor today.

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Frequently Asked Questions

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How can I reduce cooling costs during the summer months?

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Moderate your A/C usage by setting your thermostat to around 78°F or using a programmable thermostat. Additionally, use ceiling fans to help circulate air efficiently, reducing the need for constant A/C.

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How can I stay cool without increasing my utility bill?

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Keep blinds or curtains closed during the hottest parts of the day to block direct sunlight. You can also plant trees and shrubs around your house to create natural shade. Additionally, opt for oven-free meals, such as salads and smoothies, to reduce indoor heat and energy consumption.

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How can I keep myself cool?

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Stay hydrated by drinking plenty of water throughout the day. Wearing loose-fitting, breathable fabrics like cotton or linen also helps you feel more comfortable.

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