{"data":{"allComponentsAccordion":{"edges":[{"node":{"id":"6972a09f836e2aaa70c76d91_copy","accordions_json":null,"Audience_json":null}},{"node":{"id":"68dc070c9af7c99f0d9377da","accordions_json":"[{\"accordionTitle\":\"test\",\"accordionBody\":\"

test

\"}]","Audience_json":"[]"}},{"node":{"id":"6972a09f836e2aaa70c76d91","accordions_json":"[{\"accordionTitle\":{\"en\":\"What types of home loans does Origin Bank offer?\",\"es\":\"¿Qué tipos de préstamos hipotecarios ofrece Origin Bank?\"},\"accordionBody\":{\"en\":\"

Whether you’re buying your first home, upgrading, refinancing or building, we have home loans designed to meet your needs. Our financing types include:

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We can also assist you with refinancing, cash out/home equity loans, and construction loans. Our goal is to help you find a loan that aligns with your financial situation and long-term goals. Learn more about our home loan options here: https://originbank.mymortgage-online.com

\",\"es\":\"

Ya sea que esté comprando su primera casa, mejorando, refinanciando o construyendo, tenemos préstamos para vivienda diseñados para satisfacer sus necesidades. Nuestros tipos de financiamiento incluyen:

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También podemos ayudarle con el refinanciamiento, los préstamos con desembolso de dinero en efectivo/préstamos sobre el valor neto de la vivienda y los préstamos para la construcción. Nuestra meta es ayudarle a encontrar un préstamo que se alinee con su situación financiera y objetivos a largo plazo. Obtenga más información sobre nuestras opciones de préstamos para vivienda aquí: https://originbank.mymortgage-online.com

\"}},{\"accordionTitle\":{\"en\":\"What is the difference between a fixed rate and adjustable rate mortgage?\",\"es\":\"¿Cuál es la diferencia entre una hipoteca con tasa fija y una hipoteca con tasa ajustable?\"},\"accordionBody\":{\"en\":\"

With a fixed-rate mortgage, your interest rate stays the same for the full term of the loan. With an adjustable-rate mortgage (ARM), your interest rate begins at one level but can then adjust upward or downward after a specified initial period. Our home loan experts will help you consider how long you plan to stay in the home, how comfortable you are with potential payment changes, and the market conditions so you can decide what best fits your needs.

\",\"es\":\"

Con una hipoteca de tasa fija, su tasa de interés permanece igual durante todo el plazo del préstamo. Con una hipoteca con tasa de interés ajustable (ARM), su tasa de interés comienza en un nivel, pero luego puede ajustarse al alza o a la baja después de un período inicial especificado. Nuestros expertos en préstamos para vivienda le ayudarán a considerar cuánto tiempo planea permanecer en la casa, qué tan cómodo se siente con los posibles cambios en los pagos y las condiciones del mercado para que pueda decidir qué se adapta mejor a sus necesidades.

\"}},{\"accordionTitle\":{\"en\":\"What documents are needed for a home loan?\",\"es\":\"¿Qué documentos se necesitan para un préstamo para vivienda?\"},\"accordionBody\":{\"en\":\"

Various documents will be needed during the loan approval process, though they are not all required to submit an application. Below are a few items you can expect to provide, and you can view our helpful checklist here: https://originbank.mymortgage-online.com/DocumentsChecklist.html

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Typically, you may need:

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Se necesitarán varios documentos durante el proceso de aprobación del préstamo, aunque no todos son necesarios para presentar una solicitud. A continuación, encontrará algunos elementos que puede esperar proporcionar, y puede ver nuestra útil lista de verificación aquí: https://originbank.mymortgage-online.com/DocumentsChecklist.html

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Por lo general, es posible que necesite:

\\n\"}},{\"accordionTitle\":{\"en\":\"How long does mortgage approval take?\",\"es\":\"¿Cuánto tiempo tarda la aprobación del préstamo hipotecario?\"},\"accordionBody\":{\"en\":\"

The timeline can vary depending on a number of factors: the loan type, the documentation provided, the property you’re purchasing, etc. Once you’ve found a home and submitted your application, you’re typically looking at a 30-day process from contract to closing, though every situation is different.

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Here’s what helps you keep things on track:

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You can read more about the mortgage approval process in our blog: https://www.origin.bank/blog/navigating-homebuying-process-with-ease/

\",\"es\":\"

El plazo puede variar según una serie de factores: el tipo de préstamo, la documentación proporcionada, la propiedad que está comprando, etc. Una vez que haya encontrado una casa y haya enviado su solicitud, por lo general está viendo un proceso de 30 días desde el contrato hasta el cierre, aunque cada situación es diferente.

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Esto es lo que le ayuda a mantener las cosas encaminadas:

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Puede obtener más información sobre el proceso de aprobación de hipotecas en nuestro blog: https://www.origin.bank/blog/navigating-homebuying-process-with-ease/

\"}},{\"accordionTitle\":{\"en\":\"What is mortgage pre-qualification?\",\"es\":\"¿Qué es la precalificación para préstamos hipotecarios?\"},\"accordionBody\":{\"en\":\"

Mortgage pre-qualification is a helpful way to understand what you might be able to borrow before you begin serious house hunting. It’s a preliminary review of your finances (income, debt, assets) that gives you a realistic price-range and helps you shop with confidence.

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Here’s how it works in practice:

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Being pre-qualified doesn’t guarantee final approval, but it does give you an early view of what you can afford and shows sellers you’re serious about buying. Learn more about mortgage pre-qualification in our blog here: https://www.origin.bank/blog/your-first-home-sweet-home/

\",\"es\":\"

La precalificación para préstamos hipotecarios es una manera útil de comprender qué podría pedir prestado antes de comenzar la búsqueda seria de una casa. Es una revisión preliminar de sus finanzas (ingresos, deudas, activos) que le brinda un rango de precios realista y le ayuda a comprar con confianza.

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Así es como funciona en la práctica:

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Estar precalificado no garantiza la aprobación final, pero le da una visión temprana de lo que puede pagar y les muestra a los vendedores que va en serio con la compra. Obtenga más información sobre la precalificación para préstamos hipotecarios en nuestro blog aquí: https://www.origin.bank/blog/your-first-home-sweet-home/

\"}},{\"accordionTitle\":{\"en\":\"How do I apply for a mortgage with Origin Bank?\",\"es\":\"¿Cómo solicito una hipoteca con Origin Bank?\"},\"accordionBody\":{\"en\":\"

When you’re ready to begin the mortgage application process, you can:

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Visit https://originbank.mymortgage-online.com/ to find a home lending expert near you and apply today. Once you start your application, we’ll guide you through the documents and steps, answer your questions, and work with you to find the home loan that fits your goals.

\",\"es\":\"

Cuando esté listo para comenzar el proceso de solicitud de hipoteca, puede:

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Visitar https://originbank.mymortgage-online.com/ para encontrar un experto en préstamos para viviendas cerca de usted y solicitarlo hoy mismo. Una vez que inicie su solicitud, le guiaremos a través de la documentación y los pasos a seguir, responderemos a sus preguntas y colaboraremos con usted para encontrar la hipoteca que mejor se adapte a sus objetivos.

\"}},{\"accordionTitle\":{\"en\":\"How can I schedule a home loan consultation?\",\"es\":\"¿Cómo puedo programar una consulta sobre préstamos para vivienda?\"},\"accordionBody\":{\"en\":\"

Visit https://originbank.mymortgage-online.com/MeetOurTeam.html to find a local Loan Officer and to set up a time to meet with them. During your consultation, we’ll discuss your goals and next steps so you’re fully informed and prepared for your next move.

\",\"es\":\"

Visite https://originbank.mymortgage-online.com/MeetOurTeam.html para encontrar a un Oficial de Préstamos local y coordinar una reunión con él. Durante la consulta, analizaremos sus objetivos y los próximos pasos a seguir para que esté plenamente informado y preparado para su próximo paso.

\"}}]","Audience_json":"[]"}},{"node":{"id":"6972a10a836e2aaa70c76dc4","accordions_json":"[{\"accordionTitle\":\"How do I set up alerts on an Origin Bank card?\",\"accordionBody\":\"

You can sign up for Debit Card Alerts online at https://www2.consumercardaccess.com/main/originbankdebitalerts/Home or give us a call at 888-292-4037. You can also manage your Card Controls and Alerts from the Origin Bank app.

\"},{\"accordionTitle\":\"Can you get a bank card the same day you apply?\",\"accordionBody\":\"

We offer temporary cards at our banking centers if you need access to your available funds while you wait for your permanent card. They typically arrive within 7-10 days.

\"},{\"accordionTitle\":\"What credit cards does Origin Bank offer?\",\"accordionBody\":\"

Visit an Origin Bank location near you to speak with a banker about our credit card offers.

\"}]","Audience_json":"[]"}},{"node":{"id":"6972a1e4836e2aaa70c76e13","accordions_json":"[{\"accordionTitle\":\"How do you activate an Origin Bank debit card?\",\"accordionBody\":\"

If you know your PIN, call the number on the back of your card or use the card with your PIN at an ATM or merchant to activate it. You can also call us at 888-292-4037 and one of our customer support representatives will be happy to assist you.

\"},{\"accordionTitle\":\"Can a debit card be used without a PIN?\",\"accordionBody\":\"

Yes, you may use your debit card without a PIN as long as the merchant does not require it.

\"},{\"accordionTitle\":\"Do banks give temporary debit cards?\",\"accordionBody\":\"

All Origin Bank locations offer temporary debit cards.

\"},{\"accordionTitle\":\"How do I report a lost Origin Bank debit card?\",\"accordionBody\":\"

To close a lost card, visit the Customer Service section of your online banking or call our Customer Support team at 888-292-4037. You can also use Card Controls in the Origin Bank mobile app to temporary disable your card while you search for it.

\"},{\"accordionTitle\":\"Is your debit card number your account number?\",\"accordionBody\":\"

Your debit card number is not the same as your checking or savings account number. A debit card has a 16-digit number that is linked to an account, allowing you to make purchases or withdraw cash.

\"}]","Audience_json":"[]"}},{"node":{"id":"6972a214836e2aaa70c76e1d","accordions_json":"[{\"accordionTitle\":\"How does an HSA debit card work?\",\"accordionBody\":\"

HSA debit cards are tied to Health Savings Accounts and may be used for out-of-pocket medical expenses and HSA-eligible products and services.

\"},{\"accordionTitle\":\"Where can I use my Origin Bank HSA card?\",\"accordionBody\":\"

You may use your HSA card at any medical, dental or vision provider, pharmacy, and at most retailers to make qualified healthcare purchases.

\"}]","Audience_json":"[]"}},{"node":{"id":"6972a23e836e2aaa70c76e29","accordions_json":"[{\"accordionTitle\":\"Can I buy a Visa gift card at Origin Bank?\",\"accordionBody\":\"

Visa gift cards may be purchased at any Origin banking center for a $5 fee.

\"},{\"accordionTitle\":\"Can I use a Visa gift card internationally?\",\"accordionBody\":\"

Yes, you can use a Visa gift card internationally. Visa will charge a 1% fee on each international transaction.

\"}]","Audience_json":"[]"}}]}}}