Personal Savings & Money Market

Save and invest for your family’s future, an upcoming purchase, or retirement with one of our saving and investment accounts. Our accounts offer a variety of interest rates and withdrawal allowances — choose the one that best suits your saving needs.

Traditional Individual Retirement Account (IRA)

Min Opening Deposit: $500

A retirement tool for setting aside pre- or after-tax dollars to grow tax-deferred, with withdrawals taxed as current income after age 59½.

Cycle Fee

N/A

daily min balance

N/A

Transaction Fee

-

TERMS

6 months to 5 years; required distributions.

Featured Details

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Flexible Access

Certificate of Deposit (CD)

Min Opening Deposit: $500

A lower-risk savings account with a fixed rate typically higher than a regular savings account.

Cycle Fee

None; however, early withdrawals may be penalized

daily min balance

N/A

Transaction Fee

-

TERMS

30 days to 5 years

Featured Details

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Flexible Access

Consumer Money Market

Min Opening Deposit: $0

A savings account offering limited checking features, typically with better rates than a regular checking account.

Cycle Fee

None if you maintain the minimum balance

daily min balance

$3,000

Transaction Fee

-

TERMS

Up to 6 transactions per statement cycle

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No Deposit Required

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Flexible Access

Roth Individual Retirement Account (IRA)

Min Opening Deposit: $500

A retirement savings tool to which you contribute after-tax dollars to grow tax-free, typically offering tax- and penalty-free withdrawals after age 59½.

Cycle Fee

N/A

daily min balance

N/A

Transaction Fee

-

TERMS

6 months to 5 years; no required distributions

Featured Details

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Flexible Access

Simple Savings

Min Opening Deposit: $0

A safe, reliable deposit account that bears interest over time and offers great flexibility.

Cycle Fee

None if you maintain the minimum balance and have no more than 6 withdrawals

daily min balance

$100

Transaction Fee

Each withdrawal over 6 will incur a $1 charge.

TERMS

Up to 6 transactions per month

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No Deposit Required

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Flexible Access

Coverdell Education Savings

Min Opening Deposit: $0

With a Coverdell Education Savings Account, your child or beneficiary will be able to pay for education expenses with a tax advantage.

Cycle Fee

N/A

daily min balance

N/A

Transaction Fee

N/A

TERMS

-

Featured Details

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Flexible Access

View Product Rates

*Interest rates subject to change.