Personal Checking

Origin Bank checking accounts allow you to easily keep track of daily spending and savings. With any one of our checking accounts, enjoy access to our online banking system and our mobile app.

Checking with Balance

Your daily life is so much more than a series of transactions. Get all the flexibility you deserve with personal checking that combines convenient access and a variety of modern tools. Our mobile app and online banking system allow you to manage your account whenever and wherever you need to – helping you feel more connected.


Benefits

With the help of our experienced team and all the latest advances we keep checking more personal. Take advantage of all the meaningful perks, from informed insight to simplified direct payments and withdrawals.

Trusted Advisor

Trusted Advisor

It’s what defines our distinct style of relationship banking: personalized service to match your unique needs and goals. How can we help? Call us day or night at 888.292.4037 or send us a message.

Innovative Technology

Innovative Technology

Our mobile banking services make it easy for you to manage your accounts while you’re on the go. Check account balances, make mobile check deposits, and transfer funds with the Origin Bank app.

Simple Checking

Monthly cycle service charge of $8 can be waived by maintaining a minimum daily balance of $500.00.

Impact Checking

Our most popular account that saves you money by reducing or eliminating the monthly cycle service charge based on your everyday spending and/or usage of e-statements.

Connect Checking

Want interest and relationship pricing? You need to sign up for our Connect Account!

Performance Checking

With Performance Checking, earn 6.00% APY¹ on your money up to $40,000 when qualifications are met². Life moves fast, so let us help ensure your money performs.

Monthly Cycle Service Charge

$8.00

Monthly Cycle Service Charge

$5.00 or less

Monthly Cycle Service Charge

$20.59

Monthly Cycle Service Charge

$14.00

Benefits

Trusted Advisor

Trusted Advisor

Innovative Technology

Innovative Technology

Benefits

Trusted Advisor

Trusted Advisor

Innovative Technology

Innovative Technology

Reduced or eliminated monthly cycle service charge with e-statement enrollment and/or debit card usage.

Benefits

Trusted Advisor

Trusted Advisor

Innovative Technology

Innovative Technology

No fee on Connect Checking Checks (limit one box per order)

Waiver of origination fee and no annual fee on Community Line of Credit for the purpose of Overdraft Protection.

 

Benefits

Trusted Advisor

Trusted Advisor

Innovative Technology

Innovative Technology

Earn 6.00% APY¹ on balances up to $40,000 when qualifications are met².

Receive a $100 lender credit when you originate a mortgage loan with Origin Bank during the life of this account.

¹After qualifications are met, earn 6.00% Annual Percentage Yield (APY) on balances up to $40,000; earn 0.60% APY for balances above $40,000. APY effective as of 11/08/2022. Fees may reduce earnings. Rate subject to change at any time. A cycle service charge of $14 will be imposed every statement cycle that the average daily balance falls below $4,000. Limited to one account per individual. Closing this account within 90 days of opening results in $25 fee. If you originate a mortgage loan with Origin during the life of this account you will receive a $100 lender credit to be redeemed at the time of your closing; there is no minimum balance required for this benefit.

²Qualifications: You must have 16 posted and cleared debit card transactions excluding ATM transactions per statement cycle, make 1 posted and cleared ACH automatic debit or credit per statement cycle, and receive a monthly eStatement on this account or the APY paid on your entire balance will be 0.00%. These monthly requirements must be completed 3 business days prior to the end of your statement cycle.

Simple Checking

Monthly cycle service charge of $8 can be waived by maintaining a minimum daily balance of $500.00.

Cycle Fee

$8.00

Cycle Service Charges Path to $0

Monthly cycle service charge of $8.00 can be waived by maintaining a minimum daily balance of $500.00 

Monthly cycle service charge of $8.00 is waived for Community Heroes - firefighters, first responders, healthcare workers, Military (active duty and veterans), law enforcement and teachers.

Monthly Service cycle charge of $8.00 is waived for actively enrolled students up to the age of 25.

Monthly cycle service charge of $8.00 is waived for senior adults age 62 and over.

Benefits

Trusted Advisor

Trusted
Advisor

Innovative Technology

Innovative
Technology

Impact Checking

Our most popular account that saves you money by reducing or eliminating the monthly cycle service charge based on your everyday spending and/or usage of e-statements.

Cycle Fee

$5.00 or less

Cycle Service Charges Path to $0

Monthly cycle service charge of $5.00 can be waived by maintaining a minimum daily balance of $10,000.00

OR

Use of e-statements reduces the monthly cycle service charge by $1.00

Each posted and cleared debit card swipe reduces the monthly cycle service charge by $.12 until you get to $0. ATM transactions do not apply. This monthly requirement will calculate 3 business days prior to the end of the statement cycle.

 

Benefits

Trusted Advisor

Trusted
Advisor

Innovative Technology

Innovative
Technology

Reduced or eliminated monthly cycle service charge with e-statement enrollment and/or debit card usage.

Connect Checking

Want interest and relationship pricing? You need to sign up for our Connect Account!

Cycle Fee

$20.59

Cycle Service Charges Path to $0

Monthly cycle service charge of $20.59 can be waived by maintaining a minimum daily balance of $5,000.00 or account can be tied to a loan or deposit relationship with us of $25,000.00 or more. This monthly requirement will calculate 3 business days prior to the end of the statement cycle.

Benefits

Trusted Advisor

Trusted
Advisor

Innovative Technology

Innovative
Technology

No fee on Connect Checking Checks (limit one box per order)

Waiver of origination fee and no annual fee on Community Line of Credit for the purpose of Overdraft Protection.

 

Performance Checking

With Performance Checking, earn 6.00% APY¹ on your money up to $40,000 when qualifications are met². Life moves fast, so let us help ensure your money performs.

Cycle Fee

$14.00

Cycle Service Charges Path to $0

Monthly cycle service charge of $14.00 can be waived by maintaining a minimum daily balance of $4,000.00.

Benefits

Trusted Advisor

Trusted
Advisor

Innovative Technology

Innovative
Technology

Earn 6.00% APY¹ on balances up to $40,000 when qualifications are met².

Receive a $100 lender credit when you originate a mortgage loan with Origin Bank during the life of this account.

¹After qualifications are met, earn 6.00% Annual Percentage Yield (APY) on balances up to $40,000; earn 0.60% APY for balances above $40,000. APY effective as of 11/08/2022. Fees may reduce earnings. Rate subject to change at any time. A cycle service charge of $14 will be imposed every statement cycle that the average daily balance falls below $4,000. Limited to one account per individual. Closing this account within 90 days of opening results in $25 fee. If you originate a mortgage loan with Origin during the life of this account you will receive a $100 lender credit to be redeemed at the time of your closing; there is no minimum balance required for this benefit.

²Qualifications: You must have 16 posted and cleared debit card transactions excluding ATM transactions per statement cycle, make 1 posted and cleared ACH automatic debit or credit per statement cycle, and receive a monthly eStatement on this account or the APY paid on your entire balance will be 0.00%. These monthly requirements must be completed 3 business days prior to the end of your statement cycle.